Prioritizing your ease of use

I want to make this part of your life easier. That is why brokerage assets managed by Northshore Wealth Management are held at Altruist Financial, a modern, secure, full-service brokerage platform created by financial advisors. Altruist caters to the user experience, and its software developers pride themselves on the robust platform they’ve built for you to access and view your portfolio and account documents with comfort and ease. In my experience, Altruist is the most well-designed and user-friendly asset management platform on the market. Hear what others have to say here.

Confidentiality and Judgment-free advice

Finances are complicated. I promise you there’s nothing I haven’t seen before in wills, trust stipulations, probate, divorce settlements, lawsuit settlements, contract buyouts, sponsorships, business liquidations, and more. I’m here to help you, not judge you or compromise your privacy. All conversations are between us. Nobody knows who my clients are.

Patience and Grace

There are no stupid questions. I’ll never make you feel inferior. If you know it all, have seen it all, and can breeze through our discussions, that’s great. If you find the topic of investment products confusing, overwhelming, or intimidating, I have all the time you need to go at your pace. I don’t want you to feel rushed, unheard, or bullied into investing in something you don’t feel comfortable with. Ask any question without fear of judgment or impatience. Take your time to think it over. Ask me to go over it again. The pressure is off.

Second opinions

Show me your current portfolio allocation for a free second opinion. My reputation for honesty and integrity is the most valuable asset to my business, and I won’t compromise it. If I think your current strategy is great and I wouldn’t change a thing, I’ll let you know. If I think there are better ideas for you to consider, I’ll tell you.

Portfolio Maintenance

You may already have an investment portfolio you’d like to keep intact. Perhaps your advisor has retired, or maybe they have simply stopped returning your calls. I’m happy to shepherd your assets at Northshore just as they are if no changes are needed or if repositioning serves no advantage. If you’re seeking a new investment strategy or a fresh perspective on wealth management, I have much to offer. I provide portfolio customization tailored to your needs, whether simple or complex, without selling you anything you don’t need.

Wealth Preservation Strategies

I know how hard you worked to build your wealth because I know how hard I worked to build mine. I want to protect what you’ve built, just as I protect my own. Wealth preservation strategies are a primary focus in my practice

Growth Strategies

Growth stocks have been the foundation on which I’ve built wealth for my family over the last 20 years. Clients at Northshore Wealth Management who are seeking opportunities to capitalize on market growth have exclusive access to Northshore Wealth Management’s Mainsail Equity Model. Mainsail is our proprietary allocation model, comprised of hand-selected blue-chip growth stocks in companies that maintain stability in their balance sheets, as well as a competitive advantage in their market sector. By retaining the flexibility to deploy cash at opportune times during market cycles, we can adjust our sail as winds change. The Mainsail Model is a tool used for focused growth, or it can be used in combination with other strategies to supplement a portfolio’s overall performance.

I’ve witnessed advisors let too many investors shy away from growth stocks, enabling them to be limited by their own fears, stripping them of growth opportunities, and hindering their ability to gain the market experience needed to become confident, seasoned investors. There are ways to allocate your wealth so that a large portion of it is safely sheltered from any market exposure, while a small portion is invested in growth stocks seeking gains to boost overall portfolio growth over the long term. Clients can have growth opportunities while the bulk of their wealth remains entirely safe from market risk. By maintaining a small clientele, I can focus on quality of advice and service over quantity of accounts.

Active Trading Strategies

Northshore Wealth Management exclusively offers the Regatta Strategic Option Model. A sophisticated service for a sophisticated investor. We utilize fundamental and technical analysis to narrow down the companies in which we have the highest conviction. We deploy strategic trades on those companies depending on current market trends. This requires additional work on our part but none on your part. You can sit back and watch us go to work for you. The minimum investment in the Regatta Strategic Option Model is $5 million. This model is offered on a limited basis.

College Savings that can be converted to Roth Savings

Together, we can set the next generation up for financial security. We no longer have to fear overcontributing to a college savings fund. New regulations allow 529 College Savings assets that are left over after all tuition and expenses are paid to be converted into a Roth IRA, where your child or grandchild can continue to benefit from compounding growth for another 40 years, leaving them an everlasting legacy. Imagine the possibilities. Some limitations apply.

Tax-conscious portfolio allocations

The weight of a capital gains tax burden can always be considered and measured against the benefit of growth. If it makes more sense, growth strategies can be limited to retirement accounts, which aren’t taxed until they are spent or may never be taxed at all. Non-retirement assets can be allocated in tax-sensitive strategies that seek to minimize capital gain tax liability.

Tax loss harvesting

If a stock position in your portfolio is down, you can liquidate it at a loss to offset a portion of your capital gains. You can’t buy right back into the same position, but you can invest in a replacement position that meets the same criteria and serves the same objective within the same sector. You can continue the same strategy while capitalizing on the tax benefit of a temporary downturn.

Insight on and access to private credit strategies

In the simplest terms, imagine a developer needs to borrow ten million dollars to build a strip mall. Investors pool money together to loan to the developer, and he/she pays interest to the investors. The developer either sells the strip mall when it’s complete and pays off the loan, or they lease the new properties to a dental office, a coffee shop, and a sushi bar, using the lease income to continue paying back the loan with interest. Borrowers are vetted and underwritten by a third-party entity that seeks the safest lending opportunities for investors.

A wealth of experience

I have decades of experience in the investment industry, as well as numerous friends and colleagues in the asset management and investment product fields. I’m confident that I know or can find the right solution for your needs.